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The Visa Card is financial service which facilitates electronic funds transfers throughout the world using Visa-branded credit cards and debit cards. The different types of Credit Card introduced by the Halifax Bank includes 30 Month Balance Transfer Credit Card, 28 Month Balance Transfer Credit Card, 17 Month Purchase Credit Card and All in One Credit Card. All the Credit Cards issued by the Halifax Bank are approved by Bank of Scotland Incorporation. The Visa Debit Card allows the customers to manage their bank accounts. The Halifax Bank formally known as 'Halifax Permanent Benefit Building and Investment Society' was founded in the year 1853. It was incorporated with many financial institutions to form Halifax Plus which in turn acquired by BOS (Bank of Scotland) to introduce new banking or financial institution named as HBOS (Halifax Bank of Scotland). The company is completely under the control of one of the oldest banks in the United Kingdom , “Lloyds Banking Group” which was founded in 1765. It also offers Credit unions, Stock brokerages, Investment funds and many more banking services through Personal banking, Corporate banking, International banking, On-line banking, Social banking and others. The e-commerce or e-banking supported by Halifax Bank regulates Loan applications and transactions security, Register utility billers and Downloading periodic account statements. The service is provided for 24 hours throughout the week.