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First Niagara Bank is the regional bank that was started with the name of Farmers and Mechanics Savings Bank in 1870 and changed its name as Lockport Savings Bank in 1967. The banking company provides Three types of banking services such as personal banking, business banking and government banking. It mainly serves the Mid-Atlantic and New England areas by operating its different branches. The corporate head office is located in Larkin Terminal Warehouse, Buffalo, New York. The First Niagara Bank also helps to protect the customers by providing them wide range of Personal and Business insurance solutions. The borrowing service of the bank consists of Mortgages, Home Equity, Auto Loans, Credit Cards and much more. It is owned by the First Niagara Financial Group Corporation. It provides two types of Business Credit Cards such as Mastercard Platinum BusinessCard and MasterCard Standard BusinessCard which offers many Benefits and rewards like Gift Cards, Event Tickets, Account Credits and others. The First Niagara Bank also helps the small business customers through its Equipment Finance service that provides the facility to purchase or exchange their equipments and make payments in installments. It also engaged to provide the Healthcare Solutions for the commercial customers and has knowledge to work with many companies like Physician practices, Hospitals, Outpatient care facilities, Health centers and many others. The bank also provides different types of online Tools in its official website such as manage banking services, Access Credit Cards, Certificate of Deposit Analyzer, Debit Card Rewards and much more. It makes financial strategies for the secure future of the customers by Retirement and Education planning. The First Niagara Bank provides many Private Client Services for achieving the objectives such as Investment Management, Fiduciary Services, Risk Management and others. The customers can also check rates of its different services online by using rate center like checking account, saving account, personal loans, credit cards, home equity and more.