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The Visa is an American based financial company that works in partnership with Bank of America to offer Credit and Debit payment Cards to the people. These cards are used by the cardholders to pay for goods and services. The Bank of America is a public financial institution that is busy in offering various types of Banking and Financial services across the entire nation. According to the survey conducted by Forbes 2010, It is considered as the world's largest bank. The detailed range of products includes all kinds of banking such as Consumer banking, Corporate banking, Investment banking, Personal banking, Online banking, Student banking, Mobile Banking etc. Additionally, the mortgage loans, wealth management and credit cards are also provided. Its Origin traces in the year of 1904 as Bank of Italy and was started by the efforts of Amadeo Giannini. Later, in 1998, it was re-introduced with its current name. The bank regulates its services under the name of 2 divisions named as Bank of America Home Loans and Bank of America Merrill Lynch and has made its significance presence in more than 40 countries in all over the world. Its main office is located in Charlotte, North Carolina, United States. The bank has given employment to nearly 242,000 employees to serve over 57 million subscribers. It work as the parent of Merrill Lynch and U.S. Trust Corporation. As per the records of 2013, the company generated a total Revenue of US$ 88.94 billion. The opening hours of the bank are from Monday to Thursday 9 AM - 5 PM and on Friday 9 AM - 6 PM.