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American Express Banking Corporation is a private universal banking and financial services providing organization based in the United States. It is shortened as “AEBC” and is operating under the name “American Express”. The organization was first launched in 1850 in Buffalo, New York in the United States as an Express Mail delivery services providing organization under the title of American Express Company well known as “Amex”. It was re-organized as a joint stock corporation namely American Express Banking Corporation (AEBC) by the diligent work of Henry Wells, William G. Fargo, and John Warren Butterfield. They combined their particular financial institutions named as Wells and Company, Livingston, Fargo and Company and Wells, Butterfield and Company to structure the enterprise. It offers different category of payment cards, for example, credit cards, personal cards, gift cards, traveler's cheques, corporate cards, small business cards and prepaid cards to provide innovative payment, travel and expense management and Built in Support, solutions for the people and organizations. The enterprise has been listed under Article XII of the New York State. It additionally offers an extensive variety of business cards, for example, the Corporate Purchasing Card, American Express Plum Card, the Business Travel Account, Corporate Meeting Card, and many more to support numerous mid-sized and large companies deal with their travel and regular operational expenses. An American Express Financial Advisors division of the American Express Banking Corporation (AEBC) namely “Ameriprise Financial, Incorporation” was initiated on September 30, 2005 to provide financial Advisory services to various clients across the United States. “ExpressPay” a contact-less payment system based on wireless Radio-frequency identification (RFID) was launched by the American Express Banking Corporation (AEBC) in 2005 for the convenience of various famous U.S. merchant and restaurant partners.