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The Abhyudaya Co-operative Bank Limited is a banking institution that provides banking and financial services to the people. In 1964, the social workers and activists founded Abhyudaya Co-operative Credit Society Limited and then in June 1965 the banking institution was established in Maharashtra, India. It has many branches in different locations that serves the customers in 3 states: Maharashtra, Gujarat and Karnataka. The bank offers many services for the customers such as Mortgages, Demat Services, Loans, Deposits and others. It is headquartered in Mumbai, India. The Internet and SMS banking is also provided by the bank for customers convenience. The Automated Teller Machines ATM's are also located in different areas that helps the customers to access their accounts. It also received award from Maharashtra Urban Co-op. Banks Federation Limited, Mumbai for its outstanding banking services. The bank also provides many payment services for the customers such as MoneyGram, SWIFT, RTGS, Xpress Money and others. The people can also download various banking forms from its official web site like NRI Account Opening Form, Term Deposit Form, Loan Application Form and others. The Fair Practice Code for Lenders (FPCL) is adopted by the bank that helps to make effective interaction with the customers.