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UMR is the United Medical Resources a part of United Health Care. It is purchased by the United Health Care in 2005. The company provides the care management and Pharmacy benefits administration.UMR provides a variety of consumer driven health (CDH) plan to poorer customers. The company’s Core services are Flexible Spending Accounts, Health Reaimbursement Account (HRA), HSA/QDHP administration, Consumer driven health incentives and retiree Account administration. The Company’s associated services are HSA banks, Cdh debit cards and Consumer concierge.