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Halifax, one of the premier banking and financial institution in the United Kingdom had commenced its operation in 1853 under Halifax Building Society. It is considered as the largest Finance and insurance company which serves millions of customers with the help of Personal banking, Corporate banking, International banking and Social banking services to manage their savings account. Halifax was incorporated by “David Nicholson” with goal of providing secure transactions to the people. It offers credit Cards, Investment services, Consumer banking, Education loans and many more banking services in UK. The Halifax Bank, originally known as “The Halifax Permanent Benefit Building and Investment Society” was upgraded with new status “Halifax plus” in 1997 under share index of the 100 institutions listed on the London Stock Exchange (FTSE 100 Index). In 2006, it was merged with 'Bank of Scotland' (BOS) and renamed as Halifax Bank of Scotland, shortly known as HBOS. The On-line, Internet or e-banking for viewing account balances, ordering cheque books, Funds transfers, bill payments and repayments of enrollments and more was introduced in 1983 under “HBOS Group Reorganization Act 2006”. It securely process Loan applications, Register utility billers, periodic account statements etc. A British publicly held, one of the oldest financing company formed in 1765 named as “Lloyds Banking Group” had acquire the ownership of HBOS on 12 January 2009. As result of which all the assets and liabilities of the Halifax Bank is owned by Bank of Scotland (BOS). Its has many branches within province of the United Kingdom with its administrative bank situated at Leeds, West Yorkshire, the United Kingdom. Apart from this, Halifax Ultimate Reward benefit is also provided by Halifax. It provides 24*7 hours flexible banking services to its customers.